Crazy Woman Driver: Rants and raves about motorsports

Taxes are my life, except on most Sunday afternoons from mid-February until Thanksgiving. And the occasional Saturday and some Fridays, too. Those are the days that I pay attention to racing.

I've been a NASCAR fan since the early '90s when, as I was channel surfing, I caught what was then the Busch series. A car that looked like a rolling Baby Ruth candy bar was leading, so I decided to watch.

I worked for Nestlé at the time -- yes, the candy maker, although execs at the Swiss headquarters prefer to point out that it's the world's largest food company, not just a confectioner -- so one of our brands rolling around the track definitely caught my eye.

When the car pulled into Victory Lane, a very young man with a very bad mustache climbed out to accept his trophy. That was my introduction to four-time (and counting) NASCAR champion Jeff Gordon.

I was hooked on the sport and the driver, about whom I've blogged (previewing Jeff's 77th win to break Dale Earnhardt Sr.'s total, and congrats upon accomplishing the feat) on the ol' tax blog. And the hubby and I have attended several NASCAR races.

So when I was asked to be the racing columnist for Randall-Reilly Publishing's trucking magazines, I was thrilled. Now I get the opportunity to put some of the things I yell at my television on race days -- Cleaned up, of course! Those tales of scatological truckers are just rumors. -- into print.

The magazines also provides me an audience beyond only the hubby, who not only shares my love of NASCAR and IndyCar racing, but also introduced to me to Formula 1, and who now serves as first editor of my racing column.

My Crazy Woman Driver column (yes, I came up with the name and thanks to my editors for sharing my skewed sense of humor) debuted in the March 2008 issue of Company Driver/Owner Operator.

Since then, my racing rants and raves have appeared in other Randall-Reilly magazines, including a version in the company's flagship publication, Truckers News, with a "saner" name, Views From The Grandstands.

Cwd_logo3_3_2 My logo also has morphed from the stylized image seen here to my photo. The image change was probably for the best, since my then-longer hair in the logo looks like a stereotypical good ol' gal mullet.

Digital driving: In addition to bound formats that drivers can carry with them in their cabs, the magazines are online in digital versions. That explains all the WiFi service at truck stops nationwide.

So in case you're not near a truck stop, below are links to the digital versions of the magazines, most recent issue first, with the columns.

If you're a racing fan, bookmark this page. As my columns are published, I'll provide those links here.

And feel free to drop me a note if you agree, disagree or have a racing topic you think I need to address.

NASCAR Drivers Do Good Off Track. Professional racers know they live charmed lives. That's why most of them give back to others through their charitable foundations. August 2013, page 14. (page 16 JPG; page 18 JPG; page 20 JPG; full text as PDF)
NASCAR's War on Crew Chiefs. Two premier teams have been hit with extreme penalties for car violations. Is NASCAR being too tough as crew chiefs adjust to the new Generation-6 vehicle? July 2013, page 10.
Big Changes for Two Top-Tier Teams. Silly season last fall turned out to be serious, and so far successful, race business when two world-class series champions unexpectedly changed teams. June 2013, page 22.
Let All-Star Race Stars Shine. The annual NASCAR All-Star race is this month. There are some ways the race be tweaked to make it a true, and fun-for-fans, showcase of the sport's best drivers. Changing Lanes, May 2013, page 34.
Digital Savvy Equals NASCAR Success. It's time for NASCAR to embrace 21st century communications and the drivers, like 2012 Sprint Cup Champ Brad Keselowski, who know how to use them. Changing Lanes, April 2013, page 22.
The Rest of Racing Revs Up. NASCAR got the green flag last month. Now it's time for Formula 1, IndyCar, NHRA and American Le Mans drivers to hit their tracks. Changing Lanes, March 2013, page 18.
NASCAR gets ready to roar into 2013. It's a new season for America's favorite form of auto racing, with a new vehicle and some different faces expected to be leading the pack. Changing Lanes, February 2013, page 13.
Racing 2013 as seen on TV. Most fans depend on broadcasts to catch their favorite racing series. They'll discover some channel changes this year. Changing Lanes, January 2013, page 34.
Christmas candy or coal? With the arrival of the holiday season, here are some suggestions for Santa's naughty or nice list of racers. Changing Lanes, December 2012, page 22.
Sports Car Combo Coming. The two American sports car racing leagues have agreed to erge. That's good news for fans -- if the union is done properly. Changing Lanes, November 2012, page 18.
IndyCar Speeding Ahead. Last year was particularly tumultuous for America's open-wheelers, but the series maneuvered some tricky tunes and is headed in the right direction. Changing Lanes, October 2012, page 18.
Car trouble? No car, no problem for today's kids. But this anti-auto trend could mean big problems for NASCAR. Changing Lanes, September 2012, page 26.
An overabundance of cautions. Safety is paramount, but is NASCAR overdoing the yellow flags? Changing Lanes, August 2012, page 18.
Racing report card. The various race series are far enough into the 2012 season to be graded on how well they and their drivers are doing. Truckers News, July 2012, page 16. Changing Lanes, July 2012, page 28.
Racetrack vacations. Whe it comes time for your annual summer sojourn, check out these three tracks that dedicated gearheads must see at least once. Truckers News, June 2012, page 20. Changing Lanes, June 2012, page 10.
New Technology Drives Racing. Significant technological upgrades in racing aren't new, but 2012 brings more than usual to the major motorsports series. Truckers News, May 2012, page 26. Changing Lanes, May 2012, page 34.
Racing's Young Guns. Newbies have invaded NASCAR, boding well for the sport's future. Truckers News, April 2012, page 22; Changing Lanes, April 2012, page 36.
The Rest of the Racing World 201. NASCAR has been running in circles for a few weeks, but most of the other major racing circuits crank their engines for the first time this month. Truckers News, March 2012, page 20; Changing Lanes, March 2012, page 42.
NASCAR 2012 Preview. Fans, start your engines! Here's what to look, and hope for, as NASCAR gets back on track for a new season. Truckers News, February 2012, page 28; Changing Lanes, page 24.
It's Danica Time. Get ready NASCAR fans, our sport is about to change with the full-time arrival of the darling of the racing world. Truckers News, January 2012, page 30; Best Driver Jobs, January 2012, page 80.
Dear Racing Santa. It's that time of year again, so here are some suggestions for the perfect presents to the racing world. Truckers News, December 2011, page 28; Best Driver Jobs, December 2011, page 80.
Talking Turkey. There's a lot of racing to be thankful for, but there also are a few forgettable events each year. Truckers News, November 2011, page 36; Best Driver Jobs, November 2011, not yet online.
Crew Chief Shuffle. As Chase competition intensifies, team leaders become an easy target on lagging teams. Truckers News, October 2011, page 36; Best Driver Jobs, October 2011, page 80.
Mix it up. NASCAR's Chase for the Championship needs revamping to recapture its appeal. Truckers News, September 2011, page 36; Best Driver Jobs, page 80.
Hail to NASCAR's Bad Boys. It's time to quit worrying about corporate images and celebrate the bad boys of NASCAR who bring passion, thrills and fans to the sport. Truckers News, August 2011, page 36; Best Driver Jobs, August 2011, page 98.
Racing Report Card. At mid-season, things aren't looking so great for all your racing series' grades. Truckers News, July 2011, page 36; Best Driver Jobs, July 2011, page 54.
What's the Points? NASCAR's revamped driver points system is better, but not good enough. Truckers News, June 2011, page 32; Best Driver Jobs, June 2011, page 40.
Glad Tidings ... And Good Luck. As the Indy 500 celebrates its 100th anniversary, recapturing series glory days presents big challenge. Truckers News, May 2011, page 40; Best Driver Jobs, May 2011, page 38.
Better, Not Shorter. Attention-challenged fans, TV execs and even some drivers say NASCAR's problem is too-long races, but they're wrong. Truckers News, April 2011, page 34; Best Driver Jobs, April 2011, page 38.
NHRA is the USA. The National Hot Rod Association (NHRA) is a perfect microcosm of the United States and the world. Truckers News, March 2011, page 34; Changing Lanes, March 2011, page 40.
King of the Open Wheel. Chip Ganassi's open-wheel teams were 2010's cream of the crop, but his Spring Cup lagged. Truckers News, February 2011, page 34; Changing Lanes, February 2011, page 42.
What's Wrong With Junior? NASCAR's most popular driver is raking in the bucks in endorsements, but his racetrack perforance is a bust. Truckers News, January 2011, page 34; Changing Lanes, January 2011, page 38.
Dear Racing Santa. St. Nick knows a thing or two about speed, seeing as how he gets around the world in one night. So he's in the perfect position to bring us fans, drivers and racing leagues just what we want for Christmas. Truckers News, December 2010, page 32.
Racing Thanks. In the spirit of Thanksgiving, here are some specifics that make us glad for all the on-track action. Truckers News, November 2010, page 34; Changing Lanes, November 2010, page 33.
Wanted: New Young Racing Guns. NASCAR's ranks are devoid of up-and-coming young drivers. The sport needs to remedy that situation and fast, or it risks losing an entire generation of fans. Truckers News, October 2010, page 36; Changing Lanes, October 2010, page 24.
Backmarkers, Be Gone! It's time for NASCAR to get tough with drivers who just aren't competitive. Truckers News, September 2010, page 38; Changing Lanes, September 2010, page 24.
Bring Back NASCAR's Crown Jewels Competition. Want to increase interest in NASCAR? Give fans a chance to see drivers compete to win three of four races on thesport's toughest, most historic tracks. Truckers News, August 2010, page 38; Changing Lanes, August 2010, page 22.
Cost of Cost Controls. NASCAR's efforts to make the sport more affordable is actually hurting smaller teams. Truckers News, July 2010, page 40; Changing Lanes, July 2010, page 22 (not available online).
Bring Back the No. 3. After a decade without the classic Earnhardt car in NASCAR's top-level races, 2011 is the perfect time for Richard Childress to put that ebony icon back on the track. Truckers News, June 2010, page 46; Changing Lanes, June 2010, page 40.
It's time for NASCAR to take charge. Despite Carl Edwards' admission that he intentionally crashed a fellow driver, he didn't face any real punishment by NASCAR. Why? Because the sport has decided this year to let the drivers handle things on their own. Not a good idea. Truckers News, May 2010, page 42; Changing Lanes, May 2010, page 36.
Trimming the Tracks. NASCAR's schedule has race fans seeing double too much of the time. It's time for the sport to shorten its season and include a true mix of courses. Truckers News, April 2010, page 38; Changing Lanes, April 2010, page 38.
Around the Racing Circuits. NASCAR started its engines a month ago, but March brings even more motorsports. Truckers News, March 2010, page 40; Changing Lanes, March 2010, page 24.
NASCAR's Toughest Competition? Rain. There's no way to beat Mother Nature, but NASCAR can improve how it competes with her. Truckers News, February 2010, page 34; Changing Lanes, February 2010, page 13.
It's Time to Change the Chase. If you can't beat 'em, make 'em better. Here are some ways that NASCAR can improve its chase for the championship playoff. Truckers News, January 2010, page 37; Changing Lanes, January 2010, page 13.
Dear Santa, Here's what racing needs. Here are some suggestions so St. Nick can put the perfect present under racers' and racing fans' trees. Truckers News, December 2009, page 41; Changing Lanes, December 2009, page 20.
C-O-T needs T-U-N-E-U-P. The Car of Tomorrow may sound like it's humming, but an overhaul is in order to keep fans and drivers happy. Truckers News, November 2009, page 41; Changing Lanes, November 2009, page 31.
Ageless Champ. Mark Martin is is acting his age, and like a champion. As NASCAR's oldest full-time driver, Martin is peerless on the track,where he's having a career year. Truckers News, October 2009, page 41; Changing Lanes, October 2009, page 19.
Get the big boys off the other tracks. In this tough economy it's time for NASCAR to quit letting the top tier drivers pick the pockets of the lower-level series' teams. Truckers News, September 2009, page 52; Changing Lanes, September 2009, page 23.
A New Era. It's the All-American sports car. But on the track it's even more. Corvette Racing approaches a decade of phenomenal American Le Mans Success. Truckers News, August 2009, page 46; Changing Lanes, August 2009, page 21.
Wrecking Isn't racing. Hey, all you so-called "fans" who watch NASCAR just to see crunched sheet metal, I have two words for you: Go Away! Truckers News, July 2009, page 46; Changing Lanes, July 2009, page 27.
Multicar mania. There is strength in numbers. Just ask Rick Hendrick, the man who gave NASCAR the modern-day multicar team concept. His drivers are always near the top of the standings. Truckers News, June 2009, page 40; Changing Lanes, June 2009, page 25.
Doing Double Duty. A plea for IRL and NASCAR to settle their differences over the biggest weekend in racing. Truckers News, May 2009, page 44; Changing Lanes, May 2009, page 20.
A Perfect Partnership. Now that Kyle Petty no longer has a full-time NASCAR ride, it's time for the sports leadership to hire Kyle as its official goodwill ambassador. Truckers News, April 2009, Page 42; Owner Operator, April 2009, page 25.
A Triple Crown. NASCAR's grueling season needs to hand out more hardware to reward competitors' efforts. Truckers News, March 2009, Page 35.
NASCAR's Personal Touch Makes the Sport Special. NASCAR executives recognize the value of their fans. Owner Operator, February 2009, Page 22.
Qualifying the Hard Way (or as it should be). Let's make getting into the race as fun as the race itself. Owner Operator, January 2009, Page 51.
Uh oh, Donner's Spun Blitzen into the Wall on Turn Four. Crazy Woman Driver's racing wish list for Ol' Saint Nick. Owner Operator, December 2008, Page 34.
Fights Under the Lights. Saturday Night is alright for NASCAR racing. Owner Operator, November 2008, Page 45.
Open-wheelers go home! NASCAR interlopers aren't cutting it so it's time we sent most of them back to the unfendered circuits where they can do less damage to cars are well as their careers. Owner Operator, October 2008, Page 42.
F1 is Fun! American race fans, here are some reasons why you should give Formula 1 racing a chance. Owner Operator, September 2008, Page 40.
Rick was Right. In NASCAR, chemistry is king and that was the key in bumping Kyle Busch from his HMS ride. Owner Operator, August 2008, Page 36. (Check out my blog addendum for a bit more on this topic.)
Women Racers Rule! OK, not quite yet. But female drivers are making inroads at types of tracks. Owner Operator, July 2008, Page 40.
The last NASCAR hero. It's probably not who you think. Owner Operator, June 2008, Page 48.
The Brickyard is Back! Tony George tried to kill U.S. open wheel racing, but reunification (finally!) means we might once again see some decent racing at Indianapolis. Owner Operator, May 2008, Page 38.
NASCAR needs to put fans first. Making up is hard to do, but NASCAR could try. Owner Operator, April 2008, Page 35.
Get Real Europe! Questionable world rankings put down NASCAR stars. Company Driver, March 2008, Page 30.

Now it's getting close to the the green flag, so I'm pulling into the blogging garage for a while. And, oh yeah: Go 24!

A version of this page originally appeared as the April 6, 2008, blog post Crazy Woman Driver takes a Sunday drive.

Today's Tax Tip

Tax credit for other dependents — Are your youngsters too old for Child Tax Credit, but still depending on you for, among other things, the bulk of their financial support? Then check out the Credit for Other Dependents. This tax break also can help if you are supporting older parents or other relatives or even folks who aren't related to you. (Nov 26, 2021)
The 2021 Tax Tips offer ways to file your annual return, along with post-filing advice, important tax news and, of course, ways to cut your current tax year bill. You'll find the monthly assemblages on their own respective pages: January, February, March, April, May, June, July, August, September, October, November and December. Remember, tax tasks and tips don't stop after you file your annual return!

COVID-19 & Taxes

Coronavirus has wreaked havoc
on the 2020 and 2021 tax seasons.
These three Coronavirus (COVID-19) and Taxes pages have details:
March-July 2020,
August-December 2020, and
January-… 2021
You can find medical coronavirus resource links further down this column.

All About Kay

OK, some about Kay

Kay Bell — Native Texan (the blog title totally makes sense now, right?). Professional journalist. Tax geek.

My Other Accounts

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Tick ... Tick ... Tick

Tax Year 2021 Countdown
It's over! We cleared the final 2020 tax year extended filing deadline, unless you get more time because your filing deadline was affected by a major natural disaster or military service. You can find which areas of the United States got delayed due dates in this further-extended extended filing deadline post. For most of us, though, the passage of Oct. 15 means it's now time to focus on the Form 1040 that we must file next year.

In most cases, we have until Dec. 31, 2021, to make moves that will reduce our already accruing tax bills. The countdown clock below will make sure we don't miss that deadline.

And the calendar-keyed Tax Tasks below the counter will highlight some tax-saving actions to take in each of the remaining months of the year.
Note: I'm in the Central Time Zone, so adjust accordingly for where you live.

Time for Tax Tasks

November is here! Finally, some cooler, relatively speaking, weather and fall festivities. Some get-togethers still might need to be modified, at least a bit, because the COVID-19 pandemic just won't let go. Help change that by getting vaccinated! Info about the shots and where to find them is near the end of this column.

Regardless of whether you celebrate Thanksgiving in person with a group with whom you're comfortable or Zoom in the full family or decide to safely travel to your childhood haunts, enjoy your Turkey Day and be thankful.

Also, don't forget to take advantage of this month's cornucopia of tax tasks that could help lower your 2021 tax bill.

Nov. 1: It's a busy day for some filers in Michigan and Mississippi who earlier this year endured major natural disasters. They were given until Nov. 1 to complete myriad duties.

Nov. 1 also the day for recipients of advance Child Tax Credit payments to opt out of the remaining monthly deliveries or make income changes online that affect the credit amounts they'll get the rest of the year.

Nov. 2: It's Election Day across the country, with decisions to be made on ballot issues and candidates for office.

Image by Element5 Digital via Pexels.com
Find out how to vote where you live.

Tax matters will be decided in many states, so be sure to vote.

Nov. 7: This first Sunday of November means we get an extra hour. Of course, we'll use the 60 minutes gained in our shift back to Standard Time on tax tasks, right?

via GIPHY

An easy but important tax move to make now is reviewing and adjust your payroll withholding. The goal is to avoid owing a lot or getting a refund next filing season. Tweaking withholding is an especially good idea if you have a gig work, either full-time or to supplement your wages that took a hit during the coronavirus pandemic.

Nov. 10: Many restaurants are welcoming patrons back to their dining rooms. Other eateries are sticking with curbside pickups and delivered meals. Whether you're able to dine in or still getting food brought to your house, remember to tip your restaurant server or delivery person.

If a tip isn't included in your food delivery charge, click the image above to calculate how much to tip the person who brought it to you.

As for servers who now are back on the job, remember that your tips are taxable income. If you worked at least some of October at a job where you got gratuities, you need to account for them today if they came to at least $20 last month. Use Form 4070 to report your tips today to your employer.

Nov. 11: It is Veterans Day, one of the few federal holidays that isn't shifted to Monday. The date marks the official, formal end of World War I at the 11th hour of the 11th day of the 11th month of 1918. The commemoration eventually evolved into a day to recognize veterans of all armed conflicts.

On this federal holiday, honor veterans however you feel is appropriate. If you're a business owner, consider hiring a veteran. Adding a new military-trained worker to your staff also might provide your firm a tax benefit thanks to the Work Opportunity Tax Credit (WOTC).

Nov. 17: Speaking of work, it's been a tough earnings year for many. If you're looking for or have already landed a seasonal job to make up income you've missed due to COVID closures or to pick up a little extra holiday spending cash, pay attention to how you're paid. How you are classified, either as an employee or contractor, makes a difference in your taxes. If you're unsure about your employment status, the Internal Revenue Service has some guidelines on when each work status applies.

Nov. 22: Yes, it's Thanksgiving week. If you are able to be with your family, enjoy. Also think about those who can't, and if you can afford it, consider giving to the many charities, both national and those in your own neighborhood, that help the less fortunate. As long as the group is an IRS-approved 501(c)(3) nonprofit, you might be able to claim your gifts on your taxes next year.

Nov. 25: Happy Thanksgiving!

via GIPHY

Take a break from taxes for turkey, football, and time with your family and friends. If you also happen to have a little cash on some fantasy or, thanks to the Supreme Court, real games — even the NFL is okay with betting now — remember that wagering wins on sporting events, like all bet payoffs, are taxable income.

Nov. 30: Finally! The Atlantic and Gulf of Mexico hurricane season officially ends today. But don't be lulled into disaster complacency as the countdown clock below clicks down to zero.

Although November tropical storms tend to be less severe as the oceans cool down, even a weaker system can cause lots of damage. And all sorts of disasters occur worldwide and year-round. So stay prepared.

The ol' blog's special Storm Warnings section can help. The multi-page collections of posts offer tax advice on preparing for, recovering from and helping those who sustain damages from the many ways that that weather goes wild.

Small Business Tax Calendar: Important filing, deposit and record keeping dates throughout the year that your company needs to know. You can get more tax calendar information at the IRS' online calendar page and view the full year's important business and individual tax dates in IRS Publication 509.

State Tax Help

Don't forget your state taxes!
Forty-three states and D.C. collect personal income taxes. But even if you live in of the seven states without an income levy, you still face other state (and local) taxes.

State Tax Departments provides links to your state's Web page. The companion page, Tax Tidbits, is the compilation of blurbs about each state's tax laws. And for more state tax news, check out all our state tax bloggings.

Tax Forms

Thanks to our increased use of tax preparers and computer software, many of us don't see our tax forms until we sign and file them. But knowing what's on these documents, either in paper or digital form, and why the IRS wants it is key to understanding our tax system. And knowledge definitely is power, especially when it comes to tax savings. Find this valuable information in the ol' blog's special Tax Forms Fiesta! page.

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I gotta tell ya ...

AKA Disclaimer:
I am a professional journalist who has been covering tax issues since 1999.
I am not a professional tax preparer.
The content on Don't Mess With Taxes is my personal opinion based on my study and understanding of tax laws, policies and regulations. It is provided for your private, noncommercial, educational and informational purposes only. It is not a recommendation of any specific tax action(s) you should or should not take. Similarly, mentions of products or services are not endorsements. In other words, my ramblings on the ol' blog are free advice and you know what they say about getting what you pay for. That's why when it comes to filing your taxes, I urge you to get additional, professional, paid-for guidance from an accountant, Enrolled Agent or other qualified tax preparer who is familiar with your individual tax circumstances.

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November 2021

Tell it to the Hill

While it's easy to rail at the IRS, for the most part we can thank — or blame — our tax laws on Congress and the White House. So if you have an issue with tax legislation or want a tax bill passed, you need to let your federal legislators and the White House occupant know of your concerns. You can find out who in Washington, D.C., to contact (and how), as well as get information on your local lawmakers for matters, tax or otherwise, closer to home, at USA Gov.

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