Nov. 3: Vote! Most attention has been on the
gubernatorial races in New Jersey and Virginia. But all elections are important. Make sure you do your civic duty.
Nov. 6: If your withholding is too much or not enough, head to your payroll office and turn in a new
W-4 to
adjust your payroll withholding.
Nov. 10: Does your job include
tips? If so and you received $20 in tips in October, use
Form 4070 to report them today to your employer.
Nov. 13: Does the number 13
scare you? Then you best stay home today and check out these
13 financial superstitions.
Nov. 17: The stock market has recovered somewhat this year, so now's a good time to analyze your stock transactions. Roughly calculate your profits and losses so far in 2009 so that you can do some tax planning before the end of the year. Capital gains are taxed at
lower rates, but even
losses could help offset a potential IRS bill.
Nov. 23: It's Thanksgiving week, and those of us with much to be grateful for might want to consider giving to those who don't. And your
donation to a nonprofit that helps the needy also might provide you a tax deduction on your 2009 return.
Nov. 27: Happy Black Friday! Retailers look forward to this busiest buying day of the year.
So do state and local governments, which get a share of sales taxes collected on most of the purchases. So that you'll know the full cost, taxes included, of your early holiday shopping trip, check out your
state's sales tax rate.
Nov. 27 & 28: If you buy a gun this Friday and Saturday in South Carolina, you won't have to worry about the sales tax. It's the Palmetto State's second annual
Second Amendment Sales Tax Holiday.
Nov. 30: Unless Congress acts soon, the first-time homebuyer credit will end today. But it you're still home shopping, don't worry.
It looks like lawmakers will
extend it at least a few more months.
November Small Business Tax Calendar: Important
filing, deposit and record keeping dates your company needs to know.