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  • It's no wonder Uncle Sam is not very happy here. His vault is empty.
    Don't Mess With Taxes aims to keep him cranky by providing tax and personal finance tips and advice that will put more money in your bank account, not the government treasury.

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  • Intaxication: Euphoria at getting a refund from the IRS, which lasts until you realize it was your money to start with. -- Author unknown, from a Washington Post word contest
  • "Internal Revenue Service: The world's most successful mail order business.” -- Bob Goddard, writer
  • "If you are truly serious about preparing your child for the future, don't teach him to subtract. Teach him to deduct." -- Fran Lebowitz, writer
  • "The United States has a system of taxation by confession." -- Hugo Black, Supreme Court Justice

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Thursday, September 07, 2006

Electronically thumbing through austinwoman

Aw_banner_cropped_17954 One of the first publications I picked up upon moving to Austin in 2005 was austinwoman. I was new to town, new to freelancing and the magazine appealed as a way to learn a bit about my new hometown, as well as serve as a potential job source.

I'm pleased to report that it has more than met both expectations. On the newcomer front, I've learned a lot about Austin and some of the city's many notable women. Professionally, I have been contributing to the magazine's monthly financial column, Worth, since its debut in June 2006.

In addition, I also get the chance to step off the money merry-go-round and write about other topics and interesting Austin and Central Texas women for austinwoman.

Here are PDF versions of the articles and columns I've written for austinwoman:

Worth columns

  • Coming up with college cash: The cost of college keeps going up, June 2008 -- Luckily for most students (and their parents) educational aid options abound.
  • Association of Latino Professionals in Finance and Accounting: Helping Latinas create strong financial futures, May 2008 -- Young women are getting a firm footing in the financial sector thanks to Austin's professional and student members of ALPFA.
  • Taking a Bite Out of Your Grocery Bill: Ways to save on food, April 2008 -- Food prices keep rising, but savvy shoppers can keep their food budgets under control.
  • Make Your Musical Career Perform: Meshing music and business, March 2008 -- Austin arts organizations offer local performers help turning talent into a profitable business.
  • Making a Pretty Penny: A simple regimen can maximize your investments, February 2008 -- Regular rebalancing of your portfolio can keep your finances looking good.
  • An Uncharted Road: Texas' New Franchise Tax, January 2008 -- State officials are working to map out directions for businesses encountering this levy for the first time.
  • Volunteering: Can the Tax Man Giveth, Too?, December 2007 -- Spending time at your favorite charity certainly is good for the soul. And with just a little more effort, it could also pay off for you at tax time.
  • Giving (and Getting) With a Donor Advised Fund: Giving like high rollers, November 2007 -- These combo investment/philanthropic accounts offer the rest of us a way to donate like the rich. 
  • FSAs: An Rx for Healthcare Costs, October 2007 -- Flexible spending accounts can be a tax-effective way to pay medical expenses.
  • Organization Can Really Pay Off: A place for everything and everything in its place, September 2007 -- Getting your living space in order can save not only room, but time and money, too.
  • Home Sweet Second Home: Making the vacation last, August 2007 -- A getaway home can offer recreational, as well as financial, benefits.
  • Raising Money-Smart Kids: Beyond the allowance, July 2007 -- Today's kids are probably the most money-conscious generation ever. Make sure your children know how to manage it well. 
  • When Roles Rever$e: Taking care of aging parents, June 2007 -- With the graying of America, more Baby Boomers are finding it's their turn to provide help to their folks.
    Plus, 7 Signs an Older Parent May Need Help.
  • Is an HSA the Right Rx? Pros and Cons of a Health Savings Account, May 2007 -- For some, a high-deductible health insurance policy and accompanying health savings account could be the right medical and financial prescription.
  • Breaking Out of the Cubicle: Starting Your Own Business, April 2007 -- Being your own boss has lots of advantages, but before you tell your boss goodbye, make sure you're ready for entrepreneurship's responsibilities.
  • Wedding Planners: Saving Dollars, Cents and Sanity, March 2007 -- In addition to saving your mental health, hiring a bridal consultant also could soothe your pocketbook.
  • Dealing with Divorce: Break-up Financial Basics, February 2007 -- Steps women can take to keep from becoming just another number on the deficit side of the divorce ledger.
  • Digging Out of December's Debt: Credit card overindulgence can produce a hefty holiday debt hangover, January 2007 -- Here are some surefire remedies.
  • Happy Holiday$: Give like Santa on Scrooge's budget, December 2006 -- By planning large during the holidays, you can spend small and still make your gift recipients happy.
  • Giving + Getting Back: How philanthropy pays, November 2006 -- Your contributions can provide a nice return, to both your favorite charity and your own finances at tax time,
  • Moving Through the Mortgage Maze: Mastering your largest financial transaction, October 2006 -- But with a little preparation, it doesn't have to be your most difficult one.
  • College Costs 101: A Short Course on Paying for Your Child's Education, September 2006 -- College costs keep going up but you don't need an advanced degree to find ways to save for it. Just check out these financing options.
  • Beauty on a Budget: You don't have to spend a fortune to look your best, August 2006 -- Simply approach your personal beauty treatments as investments in yourself and look for the biggest return on those investments.
  • Bright Buyer or Savvy Seller? What every home buyer and seller should know, July 2006 -- You can get a bargain when you buy, and the best price when you sell. These strategies will help, regardless of whether you're in a hot or cold real estate market.
  • His, Hers and Theirs: How couples manage their money, June 2006 -- Money is a contentious issue for many couples. Luckily, they have several financial options that can minimize a relationship's money problems.

Profiles

  • Pat Hayes: A lifelong leader, committed to community, July 2006 -- Pat Hayes came to Austin 22 years ago, not knowing a soul. Now, newly retired from the Seton Healthcare Network, she's an integral member of the community she helped build.
  • Mommy and Me: The women behind Austin's 24-hour music/entertainment network, October 2006 -- Constance Wodlinger and Jacqueline Renee, the mother-daughter team behind METV, are committed to making sure the musical revolution in the Live Music Capital of the World is televised.
  • Sara Pantin: Tackling finances, the Texan way, July 2007 -- This proud Texas native made her way back home to impart her independent attitude and financial savvy to family and clients of her financial services firm.

If you're in the Austin/Hill Country area, you can pick up your own copy of austinwoman at these locations.

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July 2008

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Tax Calendar

  • tax season 2008

    The first filing deadline has come and gone. But if you got an extension, mark Oct. 15 on your calendar. Until then, stick around. We'll help you finally finish your 1040 and keep an eye on the other tax dates below.

    July 1: You're halfway through the year. Now's the perfect time to make some midyear tax moves that could cut your 2008 IRS bill.

    July 4: Celebrate your independence from tax hassles. Hire a tax professional now to help get your tax life in shape.

    July 10: Does your job include tips? If so and you received $20 in tips in June, use Form 4070 to report them today to your employer.

    July 16: Are your kids at day camp while you work? You might be able to use that expense to claim the child and dependent care credit. dependents on your tax return.

    July 23: If, however, your kids have summer jobs, make sure they understand their tax responsibilities.

    July 24: You can help your youngster get a nest egg head start by helping him or her open a Roth IRA with some of those summer earnings..

    July 31: Speaking of retirement plans, if you have a retirement plan (other than a SEP or SIMPLE IRA) with more than $100,000 file a Form 5500 or Form 5500 EZ by today. Need more time? File an extension and move the deadline to Oct. 15.

    July Small Business Tax Calendar: Key filing, deposit and record keeping dates your company needs to know.

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