AustinWoman story links are now updated
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Worth: All about finances in Austin Woman magazine.
One of the first publications I picked up upon moving to Austin in 2005 was austinwoman. I was new to town, new to freelancing and the magazine appealed as a way to learn a bit about my new hometown, as well as serve as a potential job source.
I'm pleased to report that it has more than met both expectations. On the newcomer front, I've learned a lot about Austin and some of the city's many notable women. Professionally, I have been contributing to the magazine's monthly financial column, Worth, since its debut in June 2006.
In addition, I also get the chance to step off the money merry-go-round and write about other topics and interesting Austin and Central Texas women for austinwoman.
Here are PDF versions of the articles and columns I've written for austinwoman:
- Independent Appraisals: Knowing What Your Stuff is Worth, October 2010 -- You have a great collection of antique dishware, but do you really know what it's worth? An appraiser can help.
- Cleaning Up Your Credit Score: Keeping a Top-Notch Credit Rating, September 2010 -- For better or worse, credit rules our lives. A good credit score is critical in ensuring we get the most out of it.
- Coping With Credit Cards: Now Easier Under New Law, August 2010 -- We all have credit cards and sometimes we let them get away from us. A new consumer law, however, is helping us rein in our plastic.
- Smoother Landings: Is Travel Insurance Worth It?, July 2010 -- When planning your much-needed vacation, take some time to consider whether travel insurance needs to be on your preparation itinerary. It could come in handy if your trip runs into trouble.
- Homebuyer Homework: A Quick Lesson, June 2010 -- A little bit of pre-purchase study can ensure you get a good grand and a great house.
- Retirement Planning by the Decade: Whether you plan to call it career quits next year or in 10, a retirement strategy is crucial, May 2010 -- Regardless of your age, there are steps you can take to ensure that your golden years truly shine.
- Don't Cheat Yourself Out of Tax Savings: Last-minute tax moves, April 2010 -- April 15th is almost here, but there's still time to make sure you've taken every tax break possible. Here are five tax moves you may have missed.
- Bring the Music Home: The advantages of setting up a personal stage, March 2010 -- Austin is the place for music. You can make the tunes even more personal by attending or even staging a house concert.
- Personal Shoppers – A Good Buy: When help at the mall is worth it, February 2010 -- If you hate shopping, then a personal shopper could be your savior, both financially and emotionally.
- Money Moves for the Young (and Young at Heart): Finances for every stage of your life, January 2010 -- We all know time is money, but the time of our life could also affect how we deal with our money. Here are some financial moves for the young – and young at heart!
- Fabulous Festive Frugality: With a little creativity, you can fashion fine holiday cheer on the cheap, December 2009 -- Even if time and dollars are at a premium, you still can throw a party that pops everything but your budget.
- It's Not Your Mother's Tupperware Party: Direct sales offer bright opportunities in a dim economy, November 2009 -- Direct sales, or network marketing as it's known today, offers promising career and financial opportunities that are especially appealing to women entrepreneurs.
- Diamonds Can Be Your Best Friend: The perfect diamond is the dream of every woman, October 2009 -- But getting the precious stone you want can be intimidating ... unless you get the proper help.
- Covering Your Bling (and Other Treasures): Do you own some unusual or expensive items? September 2009 -- Then you might want to make sure they're covered property via a rider to your homeowner's insurance policy.
- Turning to a Tutor: Is your child having trouble making good grades? August 2009 -- A tutor may be the best lesson plan.
- Why Risk it All? If someone depends on you financially, you probably need life insurance, July 2009 -- Too many of us, however, put off buying this critical policy. Not only are the choices confusing, but we tend to avoid dealing with such a tough subject. That's a bad move, for you and your family.
- When Retirements Don't Coincide: He wants to retire, but you love your job. Or vice versa, June 2009 -- Either way, couples face a challenge of not only saving enough to one day quit work, but in deciding just when that "one day" will be.
- E$tate planning: It's Not Just for the Wealthy, May 2009 -- Your estate might not be the biggest in Texas, but it's worth the world to you. Protect it and your heirs by putting a well-considered estate plan in place.
- Don't Short-Change Your Business: Check out these tax tips, April 2009 -- Tax time is upon us, but there is still time to shave your company's IRS bill. Commonly overlooked tax deductions could add up to some nice tax savings.
- Social Media: It's not Just for Kids, March 2009 -- Popular online ways to reach out to existing and potential customers could help your business survive, and even grow, in this tough economy.
- Getting all the Credit You Deserve: Borrowing money is tougher in a tight economy, but it's not impossible, February 2009 -- Improve your chances of getting that loan, and at the best rate, by keeping an eye on your credit history and score.
- Financial Resolutions to Make (& Keep!): Too often, New Year’s resolutions are wasted efforts. But some simple fiscal pledges can really pay off for years to come, January 2009 -- This year, don't let these good financial intentions fall by the wayside.
- Financial Gifts That Pay Off: Be a savvy Santa this holiday season by throwing away your usual list. Instead, make your gifts the kind that keep on giving for years, December 2008 -- Better than a sweater, these presents are priceless, not pricey.
- Telling Your Story by Yourself: Ease, economy and autonomy make self-publishing an appealing solution for writers who wish to stay in control of their work, November 2008 -- Sometimes the best move for an author is doing it all yourself.
- Don't Move. Remodel!: Sometimes all it takes to get the prefect home is remodeling the house you already have, October 2008 -- These tried-and-true renovations can enhance your home's livability and value.
- Top 10 Ways to Tackle Tough Times: Recession is in the air, but there are ways to cope, September 2008 -- Make these financial moves to survive an economic downturn.
- Family + Business = Success & Happiness: Franchising as a family business, August 2008 -- One Austin Woman's business plan makes a worldwide company her family business in every respect of the word.
- Medical travel could be good for your health: A trip abroad could Be the right Rx, July 2008 -- With U.S. medical costs continuing to rise, many patients are choosing medical tourism.
- Coming up with college cash: The cost of college keeps going up, June 2008 -- Luckily for most students (and their parents) educational aid options abound.
- Association of Latino Professionals in Finance and Accounting: Helping Latinas create strong financial futures, May 2008 -- Young women are getting a firm footing in the financial sector thanks to Austin's professional and student members of ALPFA.
- Taking a Bite Out of Your Grocery Bill: Ways to save on food, April 2008 -- Food prices keep rising, but savvy shoppers can keep their food budgets under control.
- Make Your Musical Career Perform: Meshing music and business, March 2008 -- Austin arts organizations offer local performers help turning talent into a profitable business.
- Making a Pretty Penny: A simple regimen can maximize your investments, February 2008 -- Regular rebalancing of your portfolio can keep your finances looking good.
- An Uncharted Road: Texas' New Franchise Tax, January 2008 -- State officials are working to map out directions for businesses encountering this levy for the first time.
- Volunteering: Can the Tax Man Giveth, Too? December 2007 -- Spending time at your favorite charity certainly is good for the soul. And with just a little more effort, it could also pay off for you at tax time.
- Giving (and Getting) With a Donor Advised Fund: Giving like high rollers, November 2007 -- These combo investment/philanthropic accounts offer the rest of us a way to donate like the rich.
- FSAs: An Rx for Healthcare Costs, October 2007 -- Flexible spending accounts can be a tax-effective way to pay medical expenses.
- Organization Can Really Pay Off: A place for everything and everything in its place, September 2007 -- Getting your living space in order can save not only room, but time and money, too.
- Home Sweet Second Home: Making the vacation last, August 2007 -- A getaway home can offer recreational, as well as financial, benefits.
- Raising Money-Smart Kids: Beyond the allowance, July 2007 -- Today's kids are probably the most money-conscious generation ever. Make sure your children know how to manage it well.
- When Roles Rever$e: Taking care of aging parents, June 2007 -- With the graying of America, more Baby Boomers are finding it's their turn to provide help to their folks.
Plus, 7 Signs an Older Parent May Need Help.
- Is an HSA the Right Rx? Pros and Cons of a Health Savings Account, May 2007 -- For some, a high-deductible health insurance policy and accompanying health savings account could be the right medical and financial prescription.
- Breaking Out of the Cubicle: Starting Your Own Business, April 2007 -- Being your own boss has lots of advantages, but before you tell your boss goodbye, make sure you're ready for entrepreneurship's responsibilities.
- Wedding Planners: Saving Dollars, Cents and Sanity, March 2007 -- In addition to saving your mental health, hiring a bridal consultant also could soothe your pocketbook.
- Dealing with Divorce: Break-up Financial Basics, February 2007 -- Steps women can take to keep from becoming just another number on the deficit side of the divorce ledger.
- Digging Out of December's Debt: Credit card overindulgence can produce a hefty holiday debt hangover, January 2007 -- Here are some surefire remedies.
- Happy Holiday$: Give like Santa on Scrooge's budget, December 2006 -- By planning large during the holidays, you can spend small and still make your gift recipients happy.
- Giving + Getting Back: How philanthropy pays, November 2006 -- Your contributions can provide a nice return, to both your favorite charity and your own finances at tax time,
- Moving Through the Mortgage Maze: Mastering your largest financial transaction, October 2006 -- But with a little preparation, it doesn't have to be your most difficult one.
- College Costs 101: A Short Course on Paying for Your Child's Education, September 2006 -- College costs keep going up but you don't need an advanced degree to find ways to save for it. Just check out these financing options.
- Beauty on a Budget: You don't have to spend a fortune to look your best, August 2006 -- Simply approach your personal beauty treatments as investments in yourself and look for the biggest return on those investments.
- Bright Buyer or Savvy Seller? What every home buyer and seller should know, July 2006 -- You can get a bargain when you buy, and the best price when you sell. These strategies will help, regardless of whether you're in a hot or cold real estate market.
- His, Hers and Theirs: How couples manage their money, June 2006 -- Money is a contentious issue for many couples. Luckily, they have several financial options that can minimize a relationship's money problems.
- Pat Hayes: A lifelong leader, committed to community, July 2006 -- Pat Hayes came to Austin 22 years ago, not knowing a soul. Now, newly retired from the Seton Healthcare Network, she's an integral member of the community she helped build.
- Mommy and Me: The women behind Austin's 24-hour music/entertainment network, October 2006 -- Constance Wodlinger and Jacqueline Renee, the mother-daughter team behind METV, are committed to making sure the musical revolution in the Live Music Capital of the World is televised.
- Sara Pantin: Tackling finances, the Texan way, July 2007 -- This proud Texas native made her way back home to impart her independent attitude and financial savvy to family and clients of her financial services firm.