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Keep Uncle Sam cranky!

  • It's no wonder Uncle Sam is not very happy here. His vault is empty.
    Don't Mess With Taxes aims to keep him cranky by providing tax and personal finance tips and advice that will put more money in your bank account, not the government treasury.

Great Googly Moogly!

July 2009

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Tax Calendar

  • April 15 has come and gone, but millions now have until Oct. 15 to file their 2008 returns. And millions more have 2009 tax planning to do.
  • There are plenty of year-round tax dates to keep track of, as well as lots of tax-saving moves you can make between Jan. 1 and Dec. 31.
    Find them here each month.


    monthly tax moves
  • July 1: You're halfway through the year. Now's the perfect time to make some midyear tax moves that could cut your 2009 IRS bill. If your life has changed significantly since the beginning of the year, adjust your withholding to more accurately reflect your new life, and tax, situation. Just give your employer a new W-4.

    July 4: Happy Independence Day! Celebrate your independence from future tax hassles. Hire a tax professional now to help get your tax life in shape while there's still plenty of time to plan.

    July 10: Does your job include tips? If so and you received $20 in tips in June, use Form 4070 to report them today to your employer.

    July 17: Are your kids at day camp while you work? You might be able to use that expense to claim the child and dependent care credit to cover some of the costs.

    July 21: It's been summer for month. How's your air conditioner holding up? If you need a new one, make sure it's energy efficient; that way on your 2009 tax return you can claim a tax credit for 30 percent of the cost, up to $1,500. Other energy-saving home improvements also qualify. Get the details at EnergyStar.gov.

    July 31: If you kids are older and working summer jobs, make sure they understand their tax responsibilities. You also can help your youngster get a nest egg head start by helping him or her open a Roth IRA with some of those summer earnings.

    Small Business Tax Calendar -- July: Important filing, deposit and record keeping dates your company needs to know.

Carnival of Taxes

Tax Terms

  • Earned income -- It's just like it sounds: Compensation you receive from work, including wages, salaries, commissions, tips and self-employment endeavors. Learn more...
  • Unearned income -- Money that is not gained by work or delivery of a service or product. It's most well-known source is from investments. Learn more...
  • Tax rates/brackets -- The U.S. tax system is a progressive one, in which the greater the earnings, the higher the tax rate. Learn more...
  • See these and other tax terms
    in the perpetually updated
    Tax Glossary.

Cool tax quotes

  • The income tax has made
    more liars out of the American people than golf has.

    -- Will Rogers, humorist
  • I'm proud to pay taxes in the United States; the only thing is,
    I could be just as proud for half the money.
    -- Arthur Godfrey, comedian
  • Intaxication: Euphoria at getting a refund from the IRS, which lasts until you realize it was your money to start with. -- Author unknown, from a Washington Post word contest
  • "Internal Revenue Service: The world's most successful mail order business.” -- Bob Goddard, writer
  • "If you are truly serious about preparing your child for the future, don't teach him to subtract. Teach him to deduct." -- Fran Lebowitz, writer
  • "The United States has a system of taxation by confession." -- Hugo Black, Supreme Court Justice

But wait! There's more!

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I gotta tell ya ...

  • AKA Disclaimer:
    The content on Don't Mess With Taxes is my personal opinion based on my study and understanding of tax laws, policies and regulations. It’s provided for your private, noncommercial, educational and informational purposes only. It’s not a recommendation or endorsement of any company or product. I strongly suggest that when it comes to filing your taxes, you get additional, professional, paid-for guidance from your accountant and other financial advisers who are familiar with your individual circumstances. In other words, don't blame me!

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Thursday, September 28, 2006

Beyond nest eggs: I and the Bird #33

This is a personal finance blog, with a special eye kept on taxes and how they affect efforts to build a nest egg.

But as regular readers know, I'm a firm believer in integrating real life into financial life. After all, it doesn't matter how nicely you feather your financial nest if you don't use some of your earnings to follow what makes you happy.

For many people, travel is their passion. And that's particularly true of birders, who take every chance they get to glimpse birds in locales near and far.

So as host this week of I and the Bird #33, in addition to posting bird blog items, I'm noting the spots where they were seen and/or the home base (nation or U.S. state) of the participating bird bloggers.

As you'll soon see, we cover a lot of miles and the itinerary has no real rhyme, reason or logical order. But I can promise you an enjoyable world birding journey with absolutely no jet lag.

Flag_icon_canada We start in Canada, where Dave at how to save the world relates an astonishing firsthand encounter with a particularly tame and personable ruffed grouse.

Flag_icon_australia Down Under, Australia is welcoming spring. To ring in that season, Duncan at Ben Cruachan Blog, presents Back to Bushy, a tale of birds, plus a bit of history about how unintended consequences can shape our world.

Flag_icon_usa Meanwhile, here in the United States, autumn just checked in, signaling annual migrations south. And Mike at 10,000 Birds brings us a report of his first hawkwatch of the season.

Flag_icon_cyprus With his posting Twitching in Cyprus, Dan at Migrations recounts recent morning birdwatching on the Mediterranean island, taking in the peak fall migration of Honey Buzzards.

Flag_icon_northern_ireland Then there's Peregrine's Bird Blog, coming to us from Northern Ireland, where we get to share Peregrine's excitement at encountering new birds.

Flag_state_utah_2 Stateside again, this time in Utah, we have Rigor Vitae, where cpbvk discusses flocking behavior in birds, as well as the congregational propensities of other species.

Flag_icon_papua_new_guinea Zooming down to Papua New Guinea, David at Search and Serendipity brings us A few birds from Bougainville, where upon a recent trip to this Solomons Islands region he managed to see some nice endemics such as the rusty-collared Pied Goshawk and striking Cardinal Lories.

Flag_icon_australia_1 Another jaunt to Oz, where Trevor of the eponymous Trevor's Birding details a close encounter with some Sulphur Crested Cockatoos in suburban Adelaide in South Australia.

Flag_state_maryland_2_1AÖrstan at Snail's Tales calls Maryland home, but his item this week recounts a sighting of naughty sparrows while on a trip to Turkey.

Flag_state_pennsylvania_2Rob, aka The Birdchaser, is based in Pennsylvania, but his birding travels recently took him to Guatemala for some late afternoon birding in what he calls "a magical place."

Flag_state_new_jersey_2Patrick's travels remained in New Jersey, home of his bloggings at The Hawk Owl's Nest. His search for a Gray Kingbird might not have gone as planned, but the venture was still a success.

Flag_icon_canada_2Over at Thomasburg Walks, named for the small hamlet in eastern Ontario, Canada, Pamela's Season of the Unexpected tells of the surprising birds that fall migration can bring.

Flag_state_wdc_2_1Fall migrants also captured the attention of John at A DC Birding Blog, where one of the notable MidAtlantic visitors passing through was a Swainson's thrush.

Flag_state_texas In closing, I want to add my own report of new bird to my life list that I saw while on my recent West Texas jaunt. As my cousin and I tooled along the region's wide open highways, hawks and vultures were ever present in the high skies over the miles and miles of open country.

On a couple of occasions, the raptors were kind enough to perch atop a telephone pole or take off from one as we drove by, allowing for easy identification. In those cases, the fliers were definitely red-tailed hawks.

But one afternoon, just as we hit the fringes of my hometown, a hawk soared low ahead and I immediately knew it was one I'd never seen before.

However, in my identification efforts, I committed two errors. The first is the cardinal sin of birding: I didn't have any binoculars on hand, so I was forced to take in as much as possible with the naked eye.

The second was a vehicular error. I was so entranced by the hawk's lazy whorls that I literally stopped in the highway, rather than pulling off on the shoulder. Luckily, it was only me, my cousin and the bird along this stretch of road.

Swainsons_hawk_3_1Even more luckily, as the hawk glided over the car, I got a perfect underside view. So when I found this photo on the Internet, there was no question as to what I'd seen: a Swainson's hawk (yep, the name comes from the same guy for whom the earlier-mentioned thrush was christened). A check of the hawk's range confirmed it was in the area at this time of year.

I can't wait to head out that direction again, this time with the hubby, field guides and optics. When we do make the trip, I'll definitely fill you in on our birding encounters. Until then, it's more birds by Internet. You, too, can continue your online world birding travels via I and the Bird. Bon voyage!

Photo of Swainson's Hawk (c) George Bernick, courtesy of The Peregrine Fund.

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» On Nest Eggs from Modulator
Kay Bell usually focuses on human nest eggs but this week she leads a foray into the avian variety as host of the 33rd I and the Bird.... [Read More]

» Friday Ark #106 from Modulator
We'll post links to sites that have Friday (plus or minus a few days) photos of their chosen animals (photoshops at our discretion and humans only in supporting roles). Watch the Exception category for rocks, beer, coffee cups, and....? You can find ou... [Read More]

» Blog Carnival index: Beyond nest eggs: I and the Bird #33 from Blog Carnival
I AND THE BIRD is now up at Don't Mess With Taxes! [Read More]

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Comments

Thanks to Watermark at for mentioning I and the Bird #33 in this post: http://www.sbpoet.com/2006/10/utilitarian_kit.html

I inadvertantly deleted the comment/TrackBack. Mea culpa!!

Great effort Kay. The flags certainly work well. I haven't had a chance to read many of the other posts yet - been a little busy but I'll try to set aside some time next week.

Great job, Kay. And the flags are a nice touch.

Wonderful presentation, Kay. Well done.

Love the flags...and miss those large Swainson's Hawk migrations through Austin! Check out the latest hawk migration news there at Hornsby Bend (www.hornsbybend.org).

Great presentation!

Nice job Kay, love the flags.

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